Skin cancer for the most part is curable ! when caught early..... Suspicious lesions shouldn't be ignored, as they may grow and become more difficult to remove (excise) and or spread throughout your body. Health insurance should cover an exam and if necessary the surgical removal (and tissue diagnosis) of the growth. Please DON'T ignore a lesion that has begun to grow, change in color, it's borders have become irregular, bleeds and refuses to heal.